Federal + State + FICA
Virginia Income Tax Calculator – Free Estimator
Estimate federal, state, and local income tax for any US location. Enter a ZIP code to see your state on the map and get accurate state and local tax (e.g. NYC).
Your financial details
Enter a ZIP code to highlight your state
Tax estimate
Your results will appear here after you run the calculator.
What is the Virginia Tax Calculator?
A specialized calculation engine for Virginia’s progressive tax system.
4 Progressive Tiers
Virginia taxes income across four tiers, ranging from 2% up to the top marginal rate of 5.75%.
VA Standard Deduction
Includes the latest VA updates: $8,500 for single filers and $17,000 for married couples filing jointly.
Personal Exemptions
Calculates the specific $930 exemption for you, your spouse, and each dependent as allowed by VA law.
Reciprocity Rules
Optimized for those living in VA but working in DC, MD, KY, WV, or PA under state tax agreements.
Age Deduction
Includes the unique Virginia subtraction for residents aged 65 or older, providing up to $12,000 in relief.
FICA & Federal
Integrates Federal taxes and FICA (7.65%) to provide an accurate estimate of your final Richmond-ready net pay.
Yearly Updates
Calibrated annually to match the latest Virginia Department of Taxation (TAX) legislative changes.
Effective Rate
Visualize the difference between your 5.75% bracket and the actual lower percentage you pay after credits.
Why Use Our Virginia Tax Tool?
Strategic financial planning for residents from NoVa to the Tidewater.
Commuter Planning
Essential for Northern Virginia professionals to understand their tax liability when working across the DC border.
Maryland vs VA
Thinking of moving? Compare your take-home pay between Virginia and Maryland side-by-side instantly.
Instant Estimates
Skip the complex VA Form 760 worksheets. Get a professional-grade tax summary in under a second.
Privacy Guaranteed
Your salary data never leaves your device. All Virginia tax math is performed locally in your browser.
Military Friendly
Virginia offers specific subtractions for military pay; use our tool to estimate your adjusted state burden.
Eliminate Errors
Avoid common manual mistakes when calculating the VA-specific blended rates and personal exemptions.
Budgeting Precision
Know exactly what your monthly "cash in hand" will be after both Richmond and Washington take their share.
Audit Protection
Compare our results with your paystub to ensure your employer is withholding the correct amount of VA tax.
How to Lower Your Virginia Taxes?
Smart strategies to keep more of your Commonwealth income.
Virginia 529 Plan
Deduct up to $4,000 per account per year from your VA taxable income for contributions to Virginia 529 plans.
Maximize 401(k)
Reducing your federal AGI automatically reduces your Virginia taxable income, saving you 5.75% on every dollar.
HSA Contributions
Virginia recognizes HSA tax advantages. Contributions are exempt from state tax, lowering your net liability.
VA Tax Credits
Look into specific state credits like the Neighborhood Assistance Act or Land Preservation credits for major savings.
Age Subtractions
If you are 65+, ensure you are claiming the full subtraction amount based on your birth date and income level.
Loss Harvesting
Federal capital losses can often be used to offset gains, which trickles down to reduce your Virginia tax bill.
1099 Deductions
Freelancers in Virginia can deduct all legitimate business expenses to lower their net profit before state tax hits.
CPA Consultation
Use our detailed data to prep for a meeting with a VA tax professional to explore high-level sheltering.
